Since retiring and leaving Law
Enforcement, I have been active in Risk Management consulting, a field that
has grown rapidly throughout every industry over the past 20 years. Some of
the companies I have consulted to for risk management include IBM, Gates Lear
jet, National Semiconductor, and Pinkerton International Protection Services.
One of the best games in town is
litigation, and litigating against physicians is even more popular than suing
gun manufacturers. Physicians and their malpractice insurance carriers are
well aware that litigators are constantly looking for new opportunities to
sue. Let's talk about one of those new areas of exposure.
Nowadays, many physicians and
other health care providers are engaging in the very risky, well intentioned,
but naive and politically inspired business of asking their patients about
ownership, maintenance and storage of firearms in the home. Some could argue
that this is a "boundary violation," and it probably is, but there
is another very valid reason why these professionals should NOT engage in this
practice -- MASSIVE LIABILITY.
Physicians are licensed and
certified in the practice of medicine, the treatment of illnesses and
injuries, and in preventative activities. They may advise or answer questions
about those issues. However, when physicians give advice about firearms safety
in the home, without certification in that field, and without physically
INSPECTING that particular home and those particular firearms, they are
functioning outside the practice of medicine. Furthermore, if they fail to
review the gamut of safety issues in the home, such as those relating to
electricity, drains, disposals, compactors, garage doors, driveway safety,
pool safety, pool fence codes and special locks for pool gates, auto safety,
gas, broken glass, stored cleaning chemicals, buckets, toilets, sharp objects,
garden tools, home tools, power tools, lawnmowers, lawn chemicals, scissors,
needles, forks, knives, and on and on, well, you get the drift. A litigator
could easily accuse that physician of being NEGLIGENT for not covering
whichever one of those things that ultimately led to the death or injury of a
child or any one in the family or even a visitor to the patient's home.
To engage in Home Safety
Counseling without certification, license or formal training in Risk
Management and to concentrate on one small politically correct area, i.e.,
firearms to the neglect of ALL of the other safety issues in the modern home,
is to invite a lawsuit because the safety counselor Knew, Could have known or
SHOULD have known that there were other dangers to the occupants of that house
more immediate than firearms. Things like swimming pools, buckets of water,
and chemicals in homes are involved in the death or injury of many more
children than accidental firearms discharge [ Source: CDC.] Firearms are a
statistically small, nearly negligible fraction of the items involved in home
injuries. Physicians SHOULD know that. So, why all of a sudden do some
physicians consider themselves to be firearms safety experts? Where is their
concern for all the other safety issues that they DON'T cover with their
patients?
Once physicians start down this
path of home safety counseling, they are completely on their own. A review of
their medical malpractice insurance will reveal that if they engage in an
activity for which they are not certified, the carrier will not cover them if
(or when) they get sued.
Consider a physician asking the
following questions of his or her malpractice insurance carrier:
-
One of my patients is suing
me for NOT warning them that furniture polish was poisonous and their
child drank it and died. I only warned them about firearms, drugs and
alcohol. Am I covered for counseling patients about firearms safety while
not mentioning and giving preventative advice about all the other dangers
in the home, and doing so without formal training or certification in any
aspect of home safety risk management? You know their answer.
-
How much training and
certification do I need to become a Home Safety Expert Doctor? They will
tell you that you are either a pediatrician or you are the National Safety
Council. But, you don't have certification to do the National Safety
Council's job for them.
Homeowners and parents are
civilly or criminally responsible for the safety or lack thereof in their
homes. My advice to physicians is to not borrow trouble by presuming to be
able to dispense safety advice outside your area of expertise: the practice of
medicine. Your insurance carrier will love you if you simply treat injuries
and illnesses, dispense advice on how to care for sick or injured persons,
manage sanitation problems and try to prevent disease, but stay out of the
Risk Management business unless you are trained and certified to do it.